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Some Terms related to Banking




Creditor – A person or organisation which extends credit to others.

Creditworthiness- A creditor’s measure of an individuals or company’s ability to meet debt obligations

Crossed cheque – A form of cheque which has two parallel lines across the face so that the bank on which it is drwn may not pay to any other party than to a bank where the payee has an account

Custodian – It is an organisation which holds in custody and safekeeping the securities and other assets of another organisation or individual .

DA Bills – These are the bills which have a usance period and require acceptance by the drawee.


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